so, it's a done deal!

skagit state bank says no worries, they like our money! I'll put something together that's official if needed, but basically it works like this:new members go to their own bank and fill out a direct deposit form. They get the account # and routing # for the AYC account from Warren (or any other official person)new members can contribute $33/month for a year, or whatever works out best for them. AYC gets statements every 20 days from the bank, which will show the direct deposit payments and the accounts they are received from.

done!